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insurance

Therapy Paperwork…

by Howard Gerber on July 19, 2012

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Therapy Paperwork

All forms of therapy require copious amounts of paperwork. Physical therapy is one of the more well-known examples of invasive paperwork, but occupational and speech therapists often have the same insurance restraints and requirements.

Physical therapy requires a recommendation from a patient’s doctor in order for the therapy services to be covered by most insurance policies. In this way, it is very similar to that of a specialist such as a neurologist or an oncologist. However, there is one very big difference between traditional specialists and therapists – whether they are speech, physical, or occupational. The number of therapy services a patient may receive is typically limited annually. Because of this, it is very important that therapists work closely with physicians to make sure the right service is being delivered to the patient in the most efficient manner that will satisfy the patient’s needs as well as the insurance provider’s limits. [continue reading…]

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The High Cost of Therapy

by Howard Gerber on May 7, 2012

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Most people pay for medical so they won’t have to pay as much when they need health care. However, some services cost patients almost as much with insurance as without. Physical, occupational, and speech therapy are often classified the same by insurance companies as treatment received by a specialist like a cardiologist or oncologist. Because of this, the co-pay is higher for these visits, which are usually more frequent than those required by others in this category. For instance, a stroke victim may need to see a speech therapist and an occupational therapist twice a week. If their co-pay is $32, the average according to The Kaiser Family Foundation, the weekly fee can quickly become out of reach for many patients. [continue reading…]

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